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Fundamentals of 401(k) and Other Qualified Plans
Denver, CO - 6/26/2019 - 6/28/2019

Fundamentals of 401(k) and Other Qualified Plans
Qualification, ERISA, and More

Scheduled in three cities in 2019: Chicago, Newark, and Denver.

Getting your arms around the many retirement laws and regulations can be overwhelming for new and experienced retirement plan professionals. For practitioners without a foundation in our complex retirement system, practical realities lead to time-wasting searches for answers, lost productivity and mistakes. FIS has a well-established Fundamentals program (started shortly after ERISA) that has trained thousands of retirement plan practitioners around the country.

Fundamentals of 401(k) and Other Qualified Plans is a 3-day course combining an introduction to 401(k) plans with a comprehensive study of defined contribution plan requirements and challenges of qualified plan administration. Speakers examine the unique administrative and testing rules essential to 401(k) plan compliance and use case studies and presentations to teach attendees how these rules apply to everyday situations. Fundamentals provides a practical background to help pension professionals who work with these types of plans and offers an opportunity to learn the basics, including the latest changes and regulatory guidance. For new practitioners, Fundamentals is essential learning and an effective way to gain a broad understanding of the landscape. For experienced practitioners, it is an excellent refresher on the basics of qualified plan practice, as well as exposure to the latest new rules and concepts. Topics include:

  • Automatic Enrollment and Other 401(k) Designs
  • Related Employer and Top-heavy Rules
  • Coverage and Nondiscrimination Testing
  • Roth Deferrals and 401(k) Taxation Issues
  • 401(k) Plan Testing: ADP and ACP Tests
  • Safe Harbor 401(k) Plans
  • Participant Loans and Hardship Distributions
  • Distribution Requirements and Special 401(k) Restrictions
  • Service Provider and Participant Disclosures
  • Deduction and 415 Limits

Fundamentals is the ideal tool to help you prepare if you are new to the area of retirement plan concepts and terminology. This comprehensive study of retirement plans is presented in a logical and easy-to-understand manner. Leave confident and better prepared for the exams you may face on the way to becoming a retirement plan specialist.

Prerequisites: there are no prerequisites or advanced preparations required for this beginner-level course.
Program Level: Beginner. Overview.
Instructional Delivery Method: Group – Live
NASBA Field of Study: Taxes

Who Should Attend
For the novice qualified retirement plan practitioner interested in 401(k) plan operation, the program offers a wealth of practical and technical information. Experienced practitioners will find the program provides an excellent review. Fundamentals is beneficial to anyone new to the industry, including the pension consultant, administrator, CPA, attorney, actuary, trust officer, or financial advisor. It is also especially suited for corporate HR, employee benefits, and payroll staff who provide retirement plan information to employees or who may work with third party service providers. The primary focus of the program is on the defined contribution plan rules, with an emphasis on 401(k) plan basics. It is a “must” for practitioners who want a complete understanding of the broad qualified plan rules in which 401(k) plans operate.